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	<title>Tanpola Articles Directory &#187; Budgeting</title>
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		<title>If You Spend More Than You Earn Then You Better Start Budgeting</title>
		<link>http://www.tanpola.com/accounting/accounting-budgeting/if-you-spend-more-than-you-earn-then-you-better-start-budgeting-33559.html</link>
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		<pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate>
		<dc:creator>Gavshannon</dc:creator>
				<category><![CDATA[Budgeting]]></category>

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		<description><![CDATA[Knowing how to manage money can help you make smart choices. Your money will work harder for you. You&#8217;ll be more likely to avoid traps that can undermine your ability to attain your financial goals. You&#8217;ll be in a better position to pay off debt and build savings.
Calculate how much money you earn in a [...]]]></description>
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		<title>How To Set A Financial Goal to Reduce Personal Debt</title>
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		<pubDate>Thu, 01 Jan 1970 00:00:00 +0000</pubDate>
		<dc:creator>nightmarez</dc:creator>
				<category><![CDATA[Budgeting]]></category>

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		<description><![CDATA[Firstly, what do I mean by a financial goal?  For most of us, that would generally be a goal to either increase income or reduce consumer debt.  Of course there may be times in our lives where we want to increase consumer debt to acquire goods and services sooner or to reduce our [...]]]></description>
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